Monday, October 31, 2011

Sample letter to send to your legislators

word for Sample letter to send to your legislators, and guidelines writing letter for Sample letter to send to your legislators

As a resident of your district I am writing to let you know that I do not support cuts to vital human service programs in Illinois. I am very concerned by the current budget impasse that threatens to implode our human service infrastructure, leaving hundreds of thousands of lives hanging in the balance. The current budget, which is set to go into effect on July 1st, does not support FULL FUNDING of human services and you just can’t allow that to happen.

This is the time for lawmakers from both parties to stop the finger-pointing, set aside partisan politics and work together to craft a responsible budget. It is our lawmakers’ responsibility to enact a budget that meets the state’s moral and legal obligation to protect public safety, safeguard public health, strengthen our economy and ensure every child has the educational opportunity they deserve.

I hope that I can count on your support of a budget that takes into account all our needs. Please vote YES to passing a budget that ensures and protects full funding of human services in Illinois.

download Sample letter to send to your legislators [doc]

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Letter of Interest saple and writing guidelines

Letter of interest, is a formal letter.. sample letter of interest are enable in this blog, writing guidelines for later of interest see below:




100 Wildcat Lane
Minneapolis, MN 55454
March 24,1998


Employment Services Recruiter
Kansas State University
Division of Human Resources
103 Edwards Hall
Manhattan, KS 66506


Dear Recruiter:

Please consider me for the Office Assistant IV position as advertised on the Division
of Human Resources web site.

You will see listed on the enclosed resume, my background in software is extensive. I
am knowledgeable in many types of spreadsheet and database applications. I also
have several years of clerical experience which has given me the opportunity to
develop good customer relations and communication skills. My previous experience
has taught me how hard work, dedication and perseverance can help when completing
a task or project.

As your employee, I will welcome hard work, be willing to learn new skills, be
mindful of details and stay on top of the latest software. I pride myself on my
dependability and ability to work well with others.

I would appreciate an opportunity to work with Kansas State University. Please call
me at (XXX) XXX-XXXX to arrange an interview at your convenience. Thank you
for your time and consideration.

Sincerely,


Jill D. Doe

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Saturday, October 29, 2011

Oracle Business Intelligence 11g - Dashboard Prompts

Dashboard prompt is very useful object which can be published in the dashboard in order to filter the data. In this example, I have created 3 reports published them in the dashboard. Of course, the last object I’ve created is the dashboard prompt.  When the users accesses the dashboard for the first time, the default values are used like defined in the analysis. 













Once you select the new value from the drop down list, you can see that all the analysis which have a filter defined are effected. 
















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Friday, October 28, 2011

Oracle Business Intelligence 11g Performance & Strategy Management

It was again very busy days for last couple of months. To be honest, it was as usual. I had to deliver some trainings in different locations I had a chance to deliver seminars in SIOUG 2011 HROUG 2011. I deliver 2 sessions in SIOUG 2011 they were about OBI 11g. I was invited to HROUG 2011 as a keynote speaker about applications delivered a session about “Business Automation Features of  Siebel CRM”. Both of the events were really great I’m very glad to a be a part of these events. In addition, I’ll be delivering 2 sessions in BGOUG 2011. 
As a result I want to share an article about the performance strategy management feature of Oracle Business Intelligence 11g.
The first object type is the KPI. It is a measurment of business process compares against a specific goal it has a trending option which is optional. Also you can create “KPI Watchlists” to have a group of related KPIs access all the details from a single user interface. 
Here is how a KPI looks like: 























if you have multiple KPIs which is obvious , you can gain benefit of using KPI watchlists. When you create the KPI watchlist, you’ll be able to define the dimensionility , add the KPIs that you’re interested:







Another important feature of Oracle Business Intelligence 11g is you have a solution to implement strategy management techniques like Balanced Scorecards.
First you create a Scorecard. 













, it’s better to define the vision mission documents by using the Scorecard Documents menu item:
Vision Document: A statement what your organization wants to be in the future. 
Mission Document: A statement specifies the key business goals priorities that are required to achieve the vision.




















In order to manage the defined strategy, you’ll need to underst the performance lenses which are called “Perspectives”. There are 4 different default perspectives. New ones can be also created in the case of requirements. So these are the categories in your organization with which to associate initiatives, objectives KPIs.
Financial, customer, internal processes learning & growth are the default perspectives.













Maybe the most important object type in the scorecards is the “Objectives”.  Objectives are desired outcomes of your organization can be organization based or organized for each department seperately.  KPIs are assigned to them so that you can easily measure its progress. They are created hierarchically. 













To monitor the progress in the scorecards, you can use “Initiatives”. They are time specific tasks like milestones:













There are 3 different types of objects more in order to support the scorecards:
1- Strategy Trees: They are created based on the objectives helps to navigate to entire strategy in the scorecard provides supporting information such as owners KPIs.
2- Strategy Maps: A map shows how the objectives that have been defined for a scorecard area aligned by perspectives indicates the relationship between the objectives.
3- Cause & Effect Map: It shows the cause & effect relationship between objectives. It helps identifying other objectives that impact the objectives other objectives that this objective impacts.
Strategy Tree:













Strategy Map:













Cause & Effect Map:













the big picture of the scorecard:






















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letter To Whom It May Concern

business letter to whom To Whom It May Concern, is another formal form of letters. below is a sample and guidelines to write letter to whom it may concern

sample



SAMPLE LETTER(IC/NIH Letterhead)

DATE


To Whom It May Concern,

• Scientist’s name and NIH designation (e.g. Postdoctoral Visiting Fellow).
• Dates at NIH.
• Source and amount of funding.

SAMPLE FIRST PARAGRAPH:
Dr. (full name of scientist) [DOB: MM/DD/YYYY; Passport Number XXXXXX] is engaged in biomedical research as a Postdoctoral Visiting Fellow at the National Institutes of Health (NIH), a United States federal government research organization in Bethesda, Maryland. Dr. (last name of scientist) received a Ph.D. from the University of XYZ, (name of country), in May 2008. The dates of his/her postdoctoral fellowship are from MM/DD/YYYY to MM/DD/YYYY. The fellowship is funded by the NIH at a rate of $XX,XXX per year. Dr. (last name of scientist) is temporarily traveling outside the United States.


• In laymen’s terms, describe the research program of the NIH lab/branch and the research that the scientist will undertake; for non-FTE designations, focus on the training that the scientist will receive.
• Note how the scientist’s qualifications enable him/her to be at the lab/branch.

SAMPLE SECOND PARAGRAPH:
Dr. (last name of scientist) will conduct research at the Laboratory of XYZ at the National Cancer Institute (NCI). The goal of the Laboratory is basic biomedical research related to drugs, toxins, and carcinogens at the molecular, biochemical, and cellular levels. The applications of this research may contribute to future cancer diagnosis and treatment. Three areas are currently under study: (1) common gene mutations that influence individuals’ susceptibility to cancer (2) the mechanisms by which receptors within cancer cells respond to certain cellular proteins, and (3) how existing cancer cells metastasize or spread into new organs. Dr. (name of scientist) will be involved in Project 2. His/Her training and experience related to molecular signaling pathways make him/her well qualified for this research project.


• If the research program has no applications to defense-related purposes, state this here.
• Note that the scientist is expected to return to the NIH to continue his/her research.
• If the scientist is a Visiting Fellow, emphasize both the mission of NIH training and how it will benefit the scientist
• Provide the contact information of the IC sponsor/supervisor

SAMPLE THIRD PARAGRAPH:
The reagents and products in the laboratory have no applications in either chemical or biological warfare or other types of offensive activities. Dr. (last name of scientist) is expected to return to the laboratory to continue his/her research training. The training that Dr. (last name of scientist) will receive is essential to the NIH goal of training scientists worldwide and such training will enhance his/her scientific potential by (describe how will benefit future career). Please feel free to contact me at any time if questions arise. Thank you for your assistance.

With best regards,

signature

(name of IC sponsor/supervisor)
(address)
Tel: (301) 496-XXXX, FAX: (301) 496-XXXX
Email: XXXX
Home page: www…..

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Sunday, October 23, 2011

HrOUG 2011











I’ve attended to Croatian Oracle User Group event in Rovinj, Croatia for the first time. The conference was taken in place called Red Isl very closed to Rovinj. You can only go by ferry.  It was great to attend this conference I was invited as keynote speaker. My keynote speech was about Siebel CRM application. The main subject was about business automation features of Siebel CRM application.  You can access the details from:

http://www.hroug.hr/hr

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SIOUG 2011








Just before the Oracle OpenWorld, I’ve attended to Slovenian Oracle User Group event which was in Portoroz like the previous year. I had a chance to deliver 2 sessions. Both of them were related to Oracle Business Intelligence 11g. One of the session was about the “Performance Management Scorecards” the other one was about “Creating Custom Actions in OBI 11g”.
Portoroz is also very nice city in the south part of Slovenia.

http://www.sioug.si/

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Oracle OpenWorld 2011










I have attended to Oracle OpenWorld 2011. It was a great experience to attend different kind of sessions meeting with colleagues from all around the world.
You can easily access the presentation details the content itself from the link below. So even if you couldn’t have time to attend OOW 11, you still have an option to download the content read them. The link is below: (from TOOLS Content Catalog).
http://www.oracle.com/openworld/index.html
I’m also going to publish some pictures about my trip to San Francisco in the coming days.

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Thursday, October 20, 2011

Sample letter of interest for all job

Thank you for taking the time to read this letter of interest. Permit me to introduce myself. send your Letter of Interest by email.

Sample - Letter of Interest


100 Wildcat Lane
Minneapolis, MN 55454
March 24,1998


Employment Services Recruiter
Kansas State University
Division of Human Resources
13 Edwards Hall
Manhattan, KS 62345


Dear Recruiter:

Please consider me for the Office Assistant IV position as advertised on the Division
of Human Resources web site.

You will see listed on the enclosed resume, my background in software is extensive. I
am knowledgeable in many types of spreadsheet and database applications. I also
have several years of clerical experience which has given me the opportunity to
develop good customer relations and communication skills. My previous experience
has taught me how hard work, dedication and perseverance can help when completing
a task or project.

As your employee, I will welcome hard work, be willing to learn new skills, be
mindful of details and stay on top of the latest software. I pride myself on my
dependability and ability to work well with others.

I would appreciate an opportunity to work with Kansas State University. Please call
me at (XXX) XXX-XXXX to arrange an interview at your convenience. Thank you
for your time and consideration.

Sincerely,


Jill D. Doe


Sample - Letter of Interest

LETTER OF INTEREST

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"Sample Letter of Interest"

A Call for Letter of Interest for

Invitation for sending in a letter of interest to participate in Tensions

Special Pardons – Letter of interest - SA Reconciliation Barometer

Draft Template: Letter of Interest

Sunshine Coast Community Foundation Letter of Interest 2008

LETTER OF INTEREST

Letter of Intent

UT Designer Letter of Interest Form

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DIVIDENDS, INTEREST AND REDEMPTIONS – LETTER OF ...

Letter of Interest sample letter of interest letter of interest template letter of interest education prospecting letter letter of intent letter of interest academic cover letter letter of interest teacher

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Letter Employers Can Give to Employees

Letter Employers Can Give to Employees, a sample letter from employers for verify the following information with Social Security.

letter content is; name, Social Security Number without signature. information about Security Number on your social security card.

see sample letter below:

We verified the following information with Social Security on this date: _______________.

Name _____________________________

Social Security Number ________________


According to Social Security, the information above does not match Social Security’s records. You should:

• Check to see if the information above matches the name and Social Security Number on your social security card. If it does not match, please provide me with the exact information as it is shown on your Social Security card.

• If the information above matches your card, please check with any local Social Security office to resolve the issue. Once resolved, please inform me of any changes. Go to www.ssa.gov or call 1-800-772-1213 to find the office nearest you.


NOTE: This notice does not imply that you intentionally provided incorrect information about your name or Social Security Number, nor does this adversely affect your employment.

Other letter format

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Tuesday, October 18, 2011

Letter for Requesting Funding

Sample letter for requesting funding is a letter for requesting fund, this business letter use for professionally of banking.

content of letter for requesting funding is:

As a Young Professional (YP) member of the American Institute of Aeronautics and Astronautics (AIAA)—the world’s largest association for the aerospace industry—I have been working during non-office hours on a Technical Paper entitled “Applications for Thermal Treatment Technologies.” I would like to request funding to attend the following upcoming AIAA Conference so that I may present my paper to an industry audience:


[Alternate introductory paragraph if you do not have a paper to present]
As a Young Professional (YP) member of the American Institute of Aeronautics and Astronautics (AIAA)—the world’s largest association for the aerospace industry—I am eligible for a reduced fee when attending AIAA Technical Conferences. I would like to request funding to attend the following upcoming AIAA Conference, which will give me an opportunity to gain knowledge on the projects to which I am currently assigned here at [insert name of your company]:

for complete letter format of requesting funding see sample below:



download sample Letter for Requesting Funding [doc]

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Saturday, October 15, 2011

Sample letter: dispute letter for existing accounts

SAMPLE DISPUTE LETTER FOR EXISTING ACCOUNTS, is a letter for exiting account, this letter usable for all account. its a complete guideline how to write a letter for existing accounts.

a complete letter format for existing account same with other business letter format. on this post we will give u a link to download SAMPLE DISPUTE LETTER FOR EXISTING ACCOUNTS.

content of DISPUTE Letter FOR EXISTING ACCOUNTS:

[Date]
[Your Name]
[Your Address]
[Your City, State, Zip Code]
[Your Account Number]

[Name of Creditor]
Billing Inquiries
[Address]
[City, State, Zip Code]

Dear Sir or Madam:

I am writing to dispute a fraudulent [charge/debit] on my account in the amount of $___. I am a victim of identity theft, and I did not make this [charge/debit]. I am requesting that the [charge be removed/the debit reinstated], that any finance and other charges related to the fraudulent amount be credited, as well, and that I receive an accurate statement.

Enclosed is a copy of my Identity Theft Report supporting my position. In addition, I am enclosing a copy of sections 605B, 615(f) and 623(a)(6) of the Fair Credit Reporting Act (FCRA), which detail your responsibilities as an information furnisher to consumer reporting agencies in response to the Identity Theft Report I am providing. These enclosures also detail your responsibilities that apply in the event you receive from a consumer reporting agency notice under section 605B of the FCRA that information you provided to is the result of identity theft.

Please investigate this matter and correct the fraudulent [charge/debit] as soon as possible.

Sincerely,
[Your Name]

Enclosures:

link to download SAMPLE DISPUTE LETTER FOR EXISTING ACCOUNTS [doc]

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Friday, October 14, 2011

sample letter & format download

this is some letter format and sample in microsoft word formated you can download sample letter free from this blog.

SAMPLE DISPUTE LETTERCFOR EXISTING ACCOUNTS
Sample Letter for Requesting Funding
Sample Letter Employers Can Give to Employees
To Whom It May Concern
Sample - Letter of Interest
Sample Letter - GI Rights Hotline
sample letter - for legislator
SAMPLE LETTER OF AUTHORIZATION
BASIC SAMPLE LETTER
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Sample letter to send to food suppliers, manufacturers, distributors, etc
Sample letter - Australian Library and Information Association
Sample Letter
Sample Letter for Permission to use copyrighted works in a publication
Sample Letter to PM (Prime Minister)
Sample Letter - Webs
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“DEAR NEIGHBOR” SAMPLE LETTER
SAMPLE LETTER TO HEALTH PLANS REGARDING
Sample Letter of Medical Necessity
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Sample Letter To The Editor: Self-Service Display Ban (Version 1)
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The Honorable Pedro Nava, Chair
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SAMPLE - Letter Of Medical Necessity
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School Counselor – Sample Letter

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Thursday, October 13, 2011

forex Profit Factor

Forex Profit Factor: 15.48 Expected Payoff: 1349.91
Absolute Drawdown: 0.00 Maximal Drawdown: (1.57%) Relative Drawdown: 1.57%

Total Trades: 165 Short Positions (won %): 97 (89.69%) Long Positions (won %): 68 (88.24%)
Profit Trades (% of total): 147 (89.09%) Loss trades (% of total): 18 (10.91%)

Maximum consecutive wins : 31 consecutive losses : 2
Maximal consecutive profit (count): (31) consecutive loss (count): (2)
Average consecutive wins: 11 consecutive losses: 1

you need proper psychology ( 100 % mental state to be able to trade( to be able to apply with discipine your method) in an uncertainty environment like the market and frustration area that you have to turn into fascination.
but you need of course a successfull method or way to trade which has a positive mathematical expectation to win .
you need pro money management suited to your method to avoid blow out scenarios and optimise your winners.

whish all lots of pips or ticks ...

A string of losses is always a negative influence, however, with good money management and position sizing, you are not hurt badly. The best way to deal with an inevitable "cluster" of losses (in my experience) is to simply take a week off from trading. If you trade the short intra-day TF's, take a day or two off. When you come back, your capital is mostly intact, the market has changed, the charts look a little different, and your mind is clear. It works.

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Wednesday, October 12, 2011

forex reasonable monthly return on investment (ROI)

forex reasonable monthly return on investment (ROI) Firstly, you do not need to use the word Sir,etc. Also you can just address me by my first name, no need to use Mr as well. I do not use a forex trading system or robot. I use Oanda's trading platform - their charting tools are advanced and very good - also use a London broker and singapore broker. My simple trading rule is if any 3 indicators (e.g. MACD Crossover, Sto RSI (combined indicator which is there in Oanda, ADX, Candlestick charting techniques, etc) give the same signal (BUY or SELL) go ahead with it - Obviously the above indicators giving same signal near support/ resistance points make the trade that much more successful...also keep in mind 100EMA and SMA (of Bollinger band) support/ resistance levels. I trade only on EUR/USD, GBP/USD and AUD/USD

Along with a positive expectation, one must manage their capital very carefully. The position size should be chosen so that the risk of loss on any single trade is known and acceptable. Also, losses must be minimized. If you are in a bad trade, get out and move on. Unlike Mr. Prakash, I always trade with stops, predetermined before the trade is put on. I salute Mr. Prakash for his 80% win rate! Sir, what kind of system do you use??

I like the practical approach that Gregory presented in the first answer. Prakash also made good points. I think it is difficult to answer this question as a good trader works within the market conditions. Some months may be better than others. One month may be conducive to trading hourly charts for longer term trades and some months might require a narrowing down to shorter time frames. All of this will affect the ROI. A trader who is making money as a career will be much like a salesman working for commission. Some months everything comes in, some months it doesn't. Many good traders win less than 50% of the time yet they make exceptionally large amounts of money when they do and they curb there losses.

Money management is crucial however and every trader needs to understand it.

Win rate in percentage does not give you information about profitability of trading.
You can win 90-95% of deals but for 1-1.5 usd, and have 5-10% of loses but for 10-20 usd, so system will be losing. It's not hard to catch good time to open trade and win it in 80-90 positions, using such simple instruments as EMA or fractals, more difficult task it's money management and reducing size of loses.

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Tuesday, October 11, 2011

As a good Forex Trader

As a good Forex Trader, what percentage of your trades do you win and what percentage do you think is a reasonable monthly return on investment (ROI)

It varies. What really matters is your "expectation" which is the product of your fraction of wins times the ratio of average profit to average loss, minus 1.00. So, let's say you are right on 50% of your trades, and the winners win 2.5x what the losers lose. Your expectation is (0.50 x 2.50) - 1.00 = 0.75. That means you earn $0.75 on every $1.00 you put at risk. If you are right only 20% of the time but your winners are 10x the dollar value of your losers, your expectation is 1.00. You gain $1,00 for every $1.00 you risk. Your expectation should be > 0. the larger the better.

As far as your monthly ROI, that varies too. Obviously, if you would do better in tax free bonds, you don't want to trade. You need to be specific. If you have a $10,000 account, trade minis, and average 100 pips a week, that's about $5,000 a year on a $10,000 investment. Not too shabby.

Trading is a business and should be analyzed, monitored, and controlled as such,

My biggest learning out of Forex trading is money management. I am able to have winning trades 80% of the time, however, when I lose, I need to control my losses. This is the key to success. I generally do not use a stop loss as part of the original order, but do monitor closely to ensure I cut off losses if there is a significant trend change against my expectation or significant resistance/ support points are broken. On the return, my experience says that Forex is a high return game unlike stocks - if u get your methodology right, you can easily make few hundred thousant dollars a year

Win and lose are very Subjective ..., there are few for whom winning means even at the spead of 10 p and there may ne few for whom winning is when they must be getting 20 P , hence that matters. It matters more when you are in Forex because one Fx Dealer will charge .25 P and ok with the same and there may be another who are getting .50 P and not happy.

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Monday, October 10, 2011

What is your best EA? Do you use automatic systems?

What is your best EA?

Do you use automatic systems?, which Expert Advisor do you recommend?

What's interesting it is that most EA's use the same strategy, mixture of martingale and recovering process when it goes wrong and if definitely wrong, a recoup mechanism. That's is precisely what I am studying and perfecting, with some free EA already existing. Some times I come to thing that a good or bad EA is simply made by a good or bad setting of it, so the same EA can be very good or not, based on the same logic and strategy.

Recently I did a good one EA's setting, but despite make me earn a lot of pips, it had some bad turns when a trend changed suddenly. Now I am testing a new setting and the same time perfecting the EA's internal working. When I get some stable version, I will post the reports here.

It seems interesting. But less encouraging that some EA's I am testing and free of charge and code.

Right now together with some other people, we dare to build a EA that trade both ways. Strategy is yet under study.

Also I think that a good EA should be shared open source because we invest money and we have to know what lays below... We have to trust it fully. And by means of forums we should participated with suggestions and improvements. That's what I do in some other forums. Here it seems only commercial...

Ok, I think you are right. In my humble experience, I tested some free EA's (like 10points) which needed a good fitting in his settings, and also it was important to bear in mind that the settings already made for other people, couldn't work in my broker, because many times the settings are influenced by the use of different brokers with the same EA and same settings. So, getting a pretty good working EA and settings (for free), needs a lot of personal optimization, varying upon pair, broker and personal desire of DD and profits.

EA's only work when the market behaves exactly as how and when the S/W was written. There are up down and sideways trends. Learn the cycles and you will be a winner as my students have 90% + accuracy.

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Sunday, October 9, 2011

We beat the discussion "Should You lie about your age" to death

Networking especially, it's the best and most productive method, and it usually results in a much better paying job and a better fit. I also agree that we need to find angles and use that to your advantage. I agree too that we need to be patient, and work much smarter than ever before in our job search. Randy, you also made an excellent suggestion that people should find a company where they really "want" to work and can see themselves in that role/company. If anything, they may call you later when things turn around, where if you never talked or contacted them, they wouldn't know you at all.

Use your age, not literally talk about it in the interview, but as a means to draw upon your experience in the work force in general. You know what works, doesn't work, and what things really make a difference in a company and/or position. Make good suggestions, use examples, show them you're not just another "book smart" young whipper-snapper. Brag modestly a little, especially when they ask you about your accomplishments or what you are proud of etc. Bring any documentation of your past accomplishments, letters of recommendations, past evaluations. Seeing is believing, telling is not as powerful. They want to see you as positive, confident and genuinely interested, not desparate and/or just trying to get "a" job. I know our choices are limited, and we all need a paycheck to survive, but if you don't seem genuine, then they will worry you are going to run off when things do get better. Besides, they are already thinking that way before you applied.

I just had an interview Wednesday with a major worldwide company. I flat out told the inteveiwer, who would be my direct boss, "I want this job", and I told her why. I really knew I deep down I would love that job and be an excellent fit for it. Don't wait for them to ask you, "why do you want to work for us". Be aggressive, in the right measure, not over confident or arrogant. By the way, she was impressed and told me she liked my attitude and drive, it shows I am sincerely interested and confident in the right way. I still have another interview to go through, but at least I'm still in the running.

Like Randy said, you need to show, or make them see how you can bring/add value to their company. And, I also think they need to see that you have the right chemistry to fit into their organization, so don't rule that out. You can be all that and then some, but if you can't get them to see you as fit on the personal side, it won't happen. I think Randy will agree with me on that too. Now, unless you are a number cruncher, and will be isolated in a cubical so to speak, then maybe personality is not that important. But, if you have to interact with people on a daily basis and can't effectively communicate and get along, then you will be seen as a future problem.

I have been laid off twice in 1 1/2 yrs. The first time it took me 7 months to find a job, and now this time I'm going on my fourth month, BUT I have a job offer already and am still waiting to hear back from four other companies for a second interview. I feel extremely blessed to have such activity. I admit, all but one of the jobs are paying much much less than what I was previously making, but I am still grateful. You can't let "pride" stand in your way.

I wish everyone good fortune and I even though I am unemployed, I still feel bad about those who are in danger, or have already, loss their homes etc. For what it's worth, You're not alone.

Last thing....sincerely PRAY. If anything, it may help you find comfort.

Hey, I'm three months away from getting my shopping cart and strolling down the street! Surpisingly, I'm not stressing out because I am staying positive and active knowing I will find work.

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Why do so many retail traders get stopped out?

Why do so many retail traders get stopped out, only to watch the market go straight to there target? I have found that most traders are right , but they are RIGHT at the WRONG TIME.

Every chart has 2 axies price and time. Do not just focus on the price, focus on the time as well. Time very well could be the more important of the 2.

When millions of retail traders go long on the eur-usd for example you can bet many of them have placed a stop in pretty much the same spot. The large commercial traders know exactley where we placed our stops and they go on a stop hunt. They stop everyone out and the market resumes in the direction you wanted. How many times have you seen this happen?

You have to learn that thousands of traders are seeing what you are seeing on that chart and probably doing what you are doing. So try not to do that. It's difficult and frustrating sometimes.

Retail traders do not move the market. News moves the market and large commercial traders move the market. All we do is try to hitch a ride in that direction.
Hang in there and learn to enter and exit at the right time. Your analysis is probably correct, now get the timing right.

Education can set the knowledge to what is a "good" or "bad exit, however you are absolutely right - it is a classic case of "practice makes perfect". Or better yet - trial and error, because you will most likely lose more than a few pennies acquiring these skills.

W.D. Gann said, "Time is more important than Price." Most traders do not place enough emphasis on Price & Time analysis. Rookies also have emotional blocks that prevent them from re-entering after being stopped out. Remember, "there is no shame in being wrong, but there is in staying wrong."

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Saturday, October 8, 2011

"Desired Salary" when the online application mandates you enter a number,

the past salary thing is also one of those that bother me. If you have updated your qualifications/education, then it may be irrevalent as to how much you made at your last position. But also, what if your last position included a bonus or profit sharing that fluctuated or worse, a profit sharing that never materialized? (Say you get laid off just before annual dispersment of it.) If you enter total potential compensation you had agreed to work for in the past and they ask prior employer, the employer's respondant may not include the overall/total potential compensation package valuation.

Another one of those questions that get me is "Have you EVER recieved or have been convicted of a Felony or Misdemeanor citation?"..Come on, Seriously! A misdemeanor? Who hasn't gotten a traffic citation (which is a misdemeanor)? Ok, if the position is a truck driver/delivery etc, then it makes sense. At least break out the Felony question from the Misdemeanor question and allow an explanation box.

Example: My lawnmower died a few summers back and while mower was in shop I got a ticket from the city on July 2nd because my grass was 9" tall (mind you -no weeds in grass, just luscious St Augustine) Why? It was just before Fourth of July Parade was to go down my street. Yes, I did not cut my grass for almost three weeks in June and grass was more like 5", with some spots around 9", but I did maintain edging and was able cut the grass in time for the parade, but Judge said "Nope, It was already too tall (>8") when you got ticket". So I have a misdemeanor on my record. Total B.S. of a law if you ask me. So now if I don't answer yes to such a narrow question, I face termination for lying on application, and if I answer yes, then I might get looked over since there is no separation of Felony from Misdemeanor or ability to explain either.

I also recently came across this 'salary desired' question on an online application. I usually enter what base dollar salary or hourly figure it will take to get me interested in the position, but have also entered the $1.00 in the past. I don't see this as a fair question especially if the application already has prior compensation information.

Though in the interviewers defense, one interviewer recently confessed at an initial phone interveiw that they had a qualified candidate whom they never asked how much he wanted until they got to the second in person interview and the candidate replied $120K/yr. While some persons could make that much $ in a smilar position, It was at least double, if not triple, the realistic mean amount for the type of job and experience.

Having some database experience and knowledge makes me wonder how short sighted the designer of the application was and why things like these I shared here and illegal questions regarding birthdate/age & veteran status questions are in these.

These type of questions (well, just the legal ones) should only be presented as a secondary level application query to a "qualified candidate."

As far as salary, past or future, the inclusion of a checkboxes or dropdowns to add "other financial compensation" such as bonus or profit sharing valuations would be well received.

I really wonder how many people who design these online applications have actual old school paper application, resume and interview experience?

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Friday, October 7, 2011

jump in with both feet to get a job done

Agreed. The point is, age discrimination is alive and well, and probably always has been. I find it pathetic when even the 50+ crowd starts to go down the entitlement pathway. Seriously? We are the last of the greatest generation. Remember? We’re the ones who pull ourselves up by our bootstraps, roll up our sleeves and jump in with both feet to get a job done.

I’m not saying people aren’t unemployed due to a very lousy market and age and other discrimination. I know, I was completely out of work for two years. I have been fortunate in that I have work now, but it’s a grant-funded position so who knows when this ride will end? We as humans must have value in our lives. Being broke is one thing, but having no focus or purpose leads to despondency and we begin to die. Broke is a temporary condition, but depression starts to scar us, eventually permanently.

It is crucial to find a cause; something you can contribute your time to.After all, you are in control of your time, even if you have no money to control. If you ever want to see how much worse things could be, go serve at a soup kitchen sometime. Often you will find people who have literally lost everything. Another option is to read to children. Better yet, just hang out with some third-graders for a couple hours sometime; they will amaze you and remind you to find peace in the simple things. They will also surprise you with their questions and keep you on your toes.

Find a purpose. Even at near retirement age, it is still possible to find new direction in life. Also, prioritize. Keep the most important things, the most important things. It’s easy to forget just what is important in life. If you want to gain a better perspective on that, go to a nursing home or hospice, it will make you evaluate what to be thankful for.

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letter of recommendation for scholarship

Now we try to write a letter of recommendation, the title is letter of recommendation for scholarship. Of course this letter is specially to get a new for scholarship. what is the letter of recommendation for scholarship? the mean is a letter from dean of faculty in your university.

when some body need a scholarship they are must ask letter of recommendation for scholarship to the dean. How to ask? you must apply letter petition letter to your dean of faculty (similar with application letter). when your petition get agreement, the letter of recommendation for scholarship will be come to you.

letter format of recommendation letter similar to other letter format, so you can use that template, edit some word and send to your dean.

right, now if you need a letter template of recommendation letter for your scholarship will be apply, you can use letter sample from this blog:



letter of recommendation for for scholarship download here

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Thursday, October 6, 2011

burden shifting framework did not apply to the ADEA

We are told the petition is doing very well, but we are 1,000 away from being considered by the White House!! So I am sure you can understand how much we appreciate your help! ;) Joan

Please find included here some info regarding the court ruling & the companies that backed it ! is public record

With Justice Clarence Thomas writing for the majority, joined by Chief Justice John G. Roberts & Justices Antonin G. Scalia & Anthony M. Kennedy& Samuel A. Alito, the Court reasoned from the ADEA's plain text and Congressional intent that the Title VII burden shifting framework did not apply to the ADEA.

Gross v. FBL, this Supreme Court’s 2009 decision was a first step in nullify the 1967 EEO Act protecting workers 40 and older against age discrimination in the work place.

The Supreme Court “invented a new standard that places an extraordinarily high burden to prove age discrimination and radically undermines older workers ability to hold employers accountable.

Who is (FBL)??
Farm Bureau Life's Parent Company named among the 100
Fastest Growing Companies ranked No. 83 (NYSE: FFG) FORTUNE Magazine’s
Sept. 20, 2011 – FBL joined giants like Apple & Amazon.com on the list, and is
one of only 10 financial services companies included for 2011 & fastest growing domestic & foreign companies.

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Thank you corporate America

Thank you corporate America. This whole thing is beginning to sound like Congress. Sometimes talking or writing about things makes one feel better. Most of my "early morning" posts are those pf a woman who can't sleep or eat....just wondering how long until this whole country breaks down.

But look at the protests....in Washington, around the country. People are mad and they don't want to take it anymore. Perhaps nothing can be accomplished by one petition....but..the strength is in numbers.

Once again, a petition will do nothing, but, it will get people to thinking and investigating. Michael Jackson trial...the family bitched and moaned about Michael's death....it got attention. Now, that's the Jackson family and they are famous...we are not so we use numbers.

I've already spoken to my Congressman, Rep and others about age problems. Don't think of me or of the people of our district. Think of the millions of baby boomers who are going to retire early because no one will hire "the elderly" as we are sometimes called. We "elderly retirees are going to start businesses, take on contract work but we are still going to collect on the money YOU ARE MAKING FOR US THIS VERY MINUTE. I don't know anyone who is eager to get out there and prove themselves or perhaps start a new career path at 61 like I am, but, I am willing to give it my best and have already set the wheels in motion to contract, contract, contract the crap outta the engineering world starting in 2012. Oh I'll still collect SS, I'll just have to be careful not to go over the allotted amount, then the youngins' can take over and support me.

PS....I just rode a horse none of the younger crowd could ride...called him dangerous. His rider, a younger teenager, bought him and was afraid of him. She looked to me to get him ridable again...she's 17, I'm 61 and she needed me (seasoned horseman here and a damn good one).

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Wednesday, October 5, 2011

Knowledge, experience, integrity, quality, "one-time right"

Well said David and I totally agree. To those of us Boomers, the word entitlement was never used because our generation learned very early that we had to earn our own way in this world.

We didn't expect to be given anything, and we were taught to both respect and week-out those with experience and wisdom to help us work our way up. I've heard too many times in my adult life (and even used the term to describe myself) that I have a "degree in the school of hard knocks". It's something to be proud of, because it is a testament to our core values of hard work and knowledge producing results.

We all fully understand that the epitome of being a "seasoned" professional is working hard to earn respect from proving yourself over time. That builds trust and with trust, YOU (WE) have now become those with the experience and wisdom to pass along to the next generation.

Unfortunately, somewhere along the way, my take is that all of these amazing qualities passed down from generation to generation were thrown out the window and corporate greed took over. Knowledge, experience, integrity, quality, "one-time right", and being "the best" were all replaced with simply being "the richest".

I think the biggest stumbling block for many of us is that in our "dream of dreams", most of us continue to have the expectation that most companies out there are looking for "our" core values, when the truth is most likely the opposite. It is both sad and frustrating, but unfortunately most often very true.

As David pointed out, I totally agree that it is despicable what this country has become. I truly worry about the future for my adult children, for my new granddaughter born yesterday, and for all the future generations in this country.

Now when I say "God Bless America", I think mostly about the America of the past, for I am uncertain that the America of the present has earned the right to be blessed for much of anything.

My friends, hopefully enough of our strong old-fashioned values will rub off on this generation so that the American dream (OUR American dream!) can live on long after we are all gone. We can all only hope and pray for the best.

And yes, I said PRAY! If I have offended anyone here by saying that, you should leave this discussion right now because I for one am SO sick of being told that I have to be "politically correct" and "be sensitive" to everyone, that I could just PUKE! That's not the America I grew up in!

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Tuesday, October 4, 2011

Does it pay off to have your resume written by a professional resume writer?

Well, I do have a vested interest in this discussion, since I have my own resume business. And I do get asked this a lot, but it's a good question.

My answer: It does pay, and it's a good investment. Reasons why:

Objectivity; many don't see their skills and accomplishments and/or are uncomfortable about talking about them. A good resume professional knows what to ask to bring out these accomplishments.

Skill: A good resume is a complex marketing tool of good graphic design and layout, and writing. Resume writers are proficient in those areas, as well as related fields such as editing, proofreading, and typography. We also possess very strong language skills (although your command of English is quite high). Most also have access to a wide range of resources, such as key words in your area of expertise.

Knowledge base: We know more than resumes; we can also help with personal branding. Many have background as career counselors or corporate recruiters.

We can also assist in the job search process. This includes cover letters and effective job search strategies, including social media such as LinkedIn and Facebook.

Many writers, such as myself, can offer a wide range of pricing options to help the client, including resume evaluations.

If you do use a resume professional, I would recommend going through sites such as the National Resume Writers Association, CDI or Professional Association of Resume Writers and Career Coaches, just to name a few. Not all the ones listed are certified (I'm a member of NRWA but not certified), but all adhere to their association's standards of conduct and professionalism.

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position after the first interview due to age discrimination?

And thanks to the EEO, I have spent nearly all my adult life having to fight for jobs against quotas, etc, because you see, I’m a white Anglo-Saxon middle-aged male (well, not anymore at 50). Perhaps even a bit bitter about it, Joan. This thing you seem to think is so wonderful has cost me plenty. No one is supposed to be discriminated against, ever. If it were actually true in practice, we wouldn’t have to fight for equality and we certainly wouldn’t need EEO or any other such legislation. We are regulated to death in this country! Soon, you will not be allowed to die, except on certain days of the month, or your family will have to pay a fine.

Seriously, everyone has the same opportunities. It shouldn’t matter the color of your skin, gender, or age, and we shouldn’t have to fight against quotas either! We need less government interference, not more. We should all be allowed to compete fairly and on an even playing field. The field is not leveled by legislation that protects certain groups and not everyone else. Everyone was protected in the very beginning of this country. Along the way, we have had to make a few adjustments until we changed our way of thinking.

At this point, we don’t need more laws to protect each little individual group. After all, we are all supposed to be Americans. I know I was born here and so were my parents, grandparents, and great-grandparents. We don’t call ourselves German Americans, or Welsh Americans, or French Americans, or Old Americans, or Young Americans, or Girl Americans, or Boy Americans, etc, etc, ad nauseum.

I don’t look to the government to provide a single thing for me. Not a job, not a paycheck, not food. Nobody owes me anything and if I can’t get a decent job because I am “too old” it’s up to me to create something to pay my bills and provide for my family. More importantly, it’s up to me to prioritize my life to make sure I’m not being wasteful. It’s pathetic to see so many in this country on food stamps or public health care who walk into the doctor’s office with a $200 cell phone, a $300 manicure, and highlights in their hair!

Then, to top it off, they have the audacity to act like they are “owed” everything and everyone is expected to kowtow around them and cater to their whims! It’s despicable what this country has become in so many ways. You want new laws? How about limits on benefits? How about just requirements to continue to receive benefits? Maybe then, those who are really trying would get the extensions they deserve and the rest might have to buck-up and do something instead of living on the dole.

Now, I will step down off the political soapbox and let someone else rant. Thank you for your time. And Don, I hope you’re still here, too.

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